Ramp Review 2026: Is It Worth It?
7.7
/10
Phil Collective Score
Confidence: 0.9
What Is Ramp?
Corporate card + expense management that's genuinely free for the base tier. Ramp's value prop is saving you money. automated receipt matching, spend controls, and vendor price benchmarking. The corporate card has no fees and 1.5% cashback. Ramp Plus ($15/user/mo) adds procurement and advanced controls.
| Founded | 2019 |
|---|---|
| HQ | New York, NY |
| Deployment | cloud |
| Category | Expense Management |
| Free Trial | No |
| Free Plan | Yes |
Ramp Pricing
Enterprise
Custom
Contact sales
Ramp
$0
per monthly
Ramp Plus
$15
per monthly / user
Ramp Features
| Feature | Available | Notes |
|---|---|---|
| Receipt scanning | ✗ | |
| Audit trail | ✗ | |
| Tax preparation | ✗ | |
| Accountant access | ✗ | |
| Bank reconciliation | ✗ | |
| Bill pay | ✗ | |
| Double-entry accounting | ✗ | |
| Expense tracking | ✗ | |
| Inventory tracking | ✗ | |
| Invoicing | ✗ | |
| Mobile app | ✗ | |
| Multi-currency | ✗ | |
| Multi-entity | ✗ | |
| Role-based permissions | ✗ | |
| Time tracking | ✗ | |
| API access | ✗ | |
| Bank feeds | ✗ | |
| Payroll integration | ✗ | |
| Budgeting | ✗ | |
| Custom reports | ✗ | |
| Financial reports (P&L, Balance Sheet, Cash Flow) | ✗ | |
| Project profitability | ✗ |